Assumptions and method

When to be cautious

A positive NPV cannot fund a negative cash balance. This tool excludes financing interest and assumes period-end net flows.

Funding gap = max(0, −minimum cash balance)

Test a scenario

Use your own inputs

Inputs stay in your browser. Shared scenario links include your inputs.

Use the result in a decision

Use consistent currency, timing and price assumptions.

A positive NPV cannot fund a negative cash balance. This tool excludes financing interest and assumes period-end net flows.

Set a baseline and change one assumption to compare outcomes.

A worked example

Follow the fixed teaching example
  1. Cash balances are 8,000 − 6,000 = 2,000; then −5,000; then 0; then 9,000.
  2. The lowest balance is −5,000, so an additional 5,000 is required to avoid a negative balance under these timings.

These illustrative inputs describe a project scenario, not a published benchmark. All monetary inputs use the same currency and price basis.

Opening cash
8000
Net cash flows by period
-6000, -7000, 5000, 9000
Additional funding required
5,000
Closing cash before new funding
9,000
Computed example
PeriodNet cash flowCash balance
1-6,0002,000
2-7,000-5,000
35,0000
49,0009,000

Interpret the output only within the assumptions above. Changing the inputs changes the result; it does not validate the inputs.

Source & credit

Standard estimating practice; the cited guide documents use rather than claiming invention.

GAO: Cost Estimating and Assessment Guide

This is independently written code and explanation of the underlying method. The linked publication, its diagrams and its trademarks remain its owner’s material; no permission to reuse them is implied.

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